Quick answer
Per pennyweight that is $122.00, and per troy ounce $2,439.98. Those numbers are the melt value, the raw metal content of your piece. A real buyer pays under melt to cover their refining and margin. The next section shows what US pawn shops, local jewelers, and bullion dealers actually pay today, in dollars per gram, computed live from the same spot price.
What buyers pay for 14K gold per gram today
Here is a live snapshot of per-gram offers US buyers typically make on 14K jewelry and scrap, broken down by buyer type. Dollar figures recompute at every page load from the current spot price shown above.
| Buyer | Typical offer per gram of 14K | Share of melt value |
|---|---|---|
| Pawn shop | $15.69 to $43.15 | 20% to 55% |
| Local jeweler | $31.38 to $54.91 | 40% to 70% |
| Coin / bullion dealer | Usually declined (jewelry and scrap are not bullion) | |
Offers sit below melt for three reasons. First, the buyer has to refine mixed-karat jewelry back into fine gold before they can resell it, and refiners charge for assay and recovery losses. Second, the shop takes a margin to cover rent, insurance, security, and the time spent weighing and testing. Third, no honest shop will pay you spot on a piece they still have to turn around and sell. Written offers vary by piece, piece condition, and shop volume on any given day, so the normal practice before accepting any quote is to collect two or three offers on the same item. Coin and bullion dealers usually decline mixed jewelry and scrap entirely because their business is standardized bullion products, not alloy recovery; the table reflects that plainly.
Calculate your 14K piece
Punch in the weight of your actual ring, chain, or bracelet and the calculator below returns its live melt value and the typical buyer-payout range for that exact piece. It is pre-set to 14K and jewelry-scrap, so you only have to enter the weight.
Describe your gold
What your gold would be worth if it were 100% pure at today's spot price. Reality is below because pure 24k gold is rare in jewelry.
Spot value of the gold metal in your item (weight x purity x spot). This is the absolute melt floor before any buyer margin.
Because you marked karat as unknown, this shows the realistic range from 10k (low) to 24k pure (high). Determine the karat to narrow this down.
Your position is in the green vs. what you paid. Today's melt value alone covers your cost basis. Premium buyers (bullion dealers, recognized brands) typically pay slightly above melt for bullion.
Your position is below your cost basis at today's spot. Gold spot moves, so this is a snapshot. If you bought during a premium spike, the loss can shrink when premiums normalize.
Already got an offer? Check if it is fair (optional)
Enter the offer a pawn shop, jeweler, or dealer has given you. We will tell you in 1 second whether it is fair, low for the channel, or a walk-away lowball.
Disclaimers & sources
Educational only. This calculator is not financial, tax, or legal advice. Consult a CPA or attorney before any major sale or rollover.
Heads up: Sales of certain bullion (25+ oz gold bars, 25+ Krugerrands or Maples) trigger a dealer-issued Form 1099-B. Gains are taxed as 28% collectibles rate, not long-term capital gains. See IRS Pub 544.
State law notice. California, New York, Florida, and Texas (and others) require precious metals dealers to register and observe holding periods (CA 30 days, FL 15 days). Verify a dealer's state license before mailing items.
Sources. Channel payout ranges reflecting published pawn-industry payout data, refiner and dealer rate cards, and published dealer buy-back prices (APMEX, JM Bullion, SD Bullion) (retrieved Mar to May 2026). Updated quarterly.
How we make money. None of the buyer types compared here pay Goldiew. The calculator math and the payout ranges are never adjusted for commercial reasons.
Next steps Pick your next move
Not sure it is real gold yet? Run our 5 free home tests (magnet, hallmark, ceramic, density, acid) before you sell.
Saving keeps your weight, karat, and any offer on this device, so your numbers are ready the next time you open this page. Nothing leaves your browser.
How this calculator works
Where the spot price comes from
Spot gold is pulled from goldapi.io, which references COMEX (the US futures market that sets the global gold benchmark). The current spot is shown at the top of this calculator with a freshness timestamp so you always know how recent the price is. Spot is refreshed at least once a day; intraday moves of less than 1% rarely change the verdict materially for jewelry-scale sums.
Why we show a range, not an exact price
Every buyer adds a margin. Refiners deduct 0.5 to 2% as melt loss (gold lost in slag and oxidation) plus a fixed assay fee. Major US refiners (Garfield, Manhattan Gold, PMR) settle in 5 to 10 business days, not 3 to 6 weeks. On top of this, the buyer adds their own margin for overhead, inventory turn, and dealer risk. Pawn shops, local jewelers, and bullion dealers each have typical margin ranges based on industry-reported documentation. The numbers here reflect those ranges, not promises.
What this calculator estimates
Strictly melt value – the value of the gold metal alone. It does not account for: numismatic premium (rare or collectible coins), brand premium on bullion (some recognized brands trade slightly higher), gemstone or enamel weight on jewelry (subtract roughly 5 to 10% from your total weight), or wearable jewelry resale (driven by design and brand, not metal).
For karat = unknown
The output shows a range from 10k (low) to 24k pure (high). A jeweler can confirm karat in 30 seconds with a free acid or electronic test. We recommend doing this before accepting any offer over $500.
Academic source for allocation guidance
For the role of gold in portfolio construction, see Erb & Harvey (2013), "The Golden Dilemma", Financial Analysts Journal 69(4): 10-42. This Duke University CFA-Institute peer-reviewed paper provides the empirical basis for the 3 to 7% suggested gold allocation range used in our tier guidance for high-value bullion holdings.
Your inputs stay in your browser. We never store the weight, karat, buy price, or offer values you type. Privacy policy · Your Privacy Choices (CCPA).
Three live worked examples
These are three common 14K piece weights with their current melt values and, for the 20 gram chain, the real pawn and jeweler payout ranges on top of melt. Every dollar number below updates with the live spot price.
| Piece | Weight | 14K melt value today |
|---|---|---|
| Wedding band or small ring | 5 grams | $392.24 |
| Everyday bracelet or stacker | 12 grams | $941.36 |
| Medium rope chain or cable chain | 20 grams | $1,568.94 |
For the 20 gram 14K rope chain in particular, a US pawn shop today will typically offer somewhere between $313.79 and $862.92 for the whole piece, while a local jeweler buying scrap will usually land between $627.58 and $1,098.26. The jeweler range tends to run higher because jewelers already have refiner relationships and tighter weighing, where pawn offers often price in both melt recovery and the risk of pledges being pulled before loan maturity. Neither range is wrong; they reflect two different business models, which is why collecting written quotes from more than one buyer is standard practice.
14K gold price per gram, last 30 days
The table below shows how the spot price per troy ounce and the matching per-gram value of 14K gold moved over the past 30 trading days. The 30 day range ran from $77.28 to $82.28 per gram of 14K, and spot per ounce closed the month -4.7% over its starting value. Past moves do not predict future prices, and nobody can reliably time a scrap-jewelry sale against day-to-day spot wiggles. For 22K pieces, 22K gold price per gram runs the same live melt calculation at 91.6 percent purity.
| Date | Spot per troy oz | 14K per gram |
|---|---|---|
| Oct 19, 2026 | $4,183.06 | $78.45 |
| Oct 18, 2026 | $4,166.13 | $78.13 |
| Oct 17, 2026 | $4,166.13 | $78.13 |
| Oct 16, 2026 | $4,173.00 | $78.26 |
| Oct 15, 2026 | $4,132.18 | $77.49 |
| Oct 14, 2026 | $4,154.67 | $77.91 |
| Oct 13, 2026 | $4,191.72 | $78.61 |
| Oct 12, 2026 | $4,183.83 | $78.46 |
| Oct 11, 2026 | $4,194.35 | $78.66 |
| Oct 10, 2026 | $4,194.35 | $78.66 |
| Oct 9, 2026 | $4,194.32 | $78.66 |
| Oct 8, 2026 | $4,121.22 | $77.29 |
| Oct 7, 2026 | $4,132.40 | $77.50 |
| Oct 6, 2026 | $4,120.93 | $77.28 |
| Oct 5, 2026 | $4,146.48 | $77.76 |
| Oct 4, 2026 | $4,142.33 | $77.68 |
| Oct 3, 2026 | $4,142.33 | $77.68 |
| Oct 2, 2026 | $4,193.63 | $78.65 |
| Oct 1, 2026 | $4,191.00 | $78.60 |
| Sep 30, 2026 | $4,181.80 | $78.42 |
| Sep 29, 2026 | $4,144.23 | $77.72 |
| Sep 28, 2026 | $4,179.25 | $78.38 |
| Sep 27, 2026 | $4,284.68 | $80.35 |
| Sep 26, 2026 | $4,284.68 | $80.35 |
| Sep 25, 2026 | $4,268.23 | $80.04 |
| Sep 24, 2026 | $4,286.08 | $80.38 |
| Sep 23, 2026 | $4,286.79 | $80.39 |
| Sep 20, 2026 | $4,378.80 | $82.12 |
| Sep 19, 2026 | $4,378.80 | $82.12 |
| Sep 18, 2026 | $4,387.58 | $82.28 |
For sellers, the practical takeaway is that daily spot movements are small compared to the gap between a 55 percent of melt offer and an 80 percent of melt offer on the same piece. In most cases, chasing a slightly better spot day costs you less than taking the first quote without comparing. If you want a one-screen snapshot of what gold is doing right now, our gold price today page carries the same live numbers broken down by unit.
Find a 14K gold buyer near you
Three categories of US buyer handle 14K gold, each in a different way. Our local directories list verified US buyers by state and city so you can see which shops are near your zip code.
- Pawn shops buy 14K at the ranges shown above and also offer collateral loans against it. Fast cash, lower average payout, strong state consumer protections on hold periods and ID checks.
- Local jewelers buy 14K scrap, often for refining, and will sometimes trade credit toward a new purchase. Pays closer to melt than pawn and needs an appointment at most shops; a jeweler is often the best route for a single wedding band or an engagement ring setting you no longer wear.
- Coin and bullion dealers rarely buy mixed jewelry such as 14K because their inventory is standardized coins and bars. If a dealer accepts your 14K, their offer tracks the pawn range above since they still have to send it to a refiner.
If you would rather not drive from shop to shop, post one free sell request on our sell-gold marketplace and up to 15 verified US buyers submit sealed written offers you review side by side. No pressure, no obligation to accept, no handing over the piece. The marketplace page explains how sealed-offer bidding works before you commit to any buyer.
Get sealed offers on your 14K piece
Understanding 14K gold
14K is 58.3% pure gold by weight (585 parts per thousand), which places it between the harder 10K alloy and the softer 18K alloy. That ratio is the sweet spot for everyday US jewelry: enough gold to carry a warm yellow color and resist tarnish, enough alloy (typically copper, silver, zinc, and sometimes nickel or palladium) to survive daily wear without denting. 14K is the most common karat sold in the United States for wedding bands, engagement ring settings, everyday chains, bracelets, and earrings; if you reach into an American jewelry box of pieces bought in the last forty years, odds are the first thing you touch is 14K. Pieces stamped 417 or 10KT carry a lower gold content; 10K gold price per gram tracks its current live melt value.
Standard US hallmarks you will see stamped inside a 14K ring shank, chain clasp, or earring post are 585, 14K, or 14KT. Older or vintage US pieces sometimes carry 583, which was the pre-1981 tolerance level before the Federal Trade Commission tightened the minimum under 16 CFR Part 23; 583 pieces are still solid 14K and still legal to own and sell, they just mark the lower edge of the old tolerance. European jewelry imported into the US is often stamped with the 585 millesimal mark alone, no “K”, and that is identical in gold content to 14K bought here.
Two confusions worth knowing before you sell:
- 14K versus 14KP (plumb): a plumb stamp means the piece is exactly 58.5 percent gold, with no legal negative tolerance. Standard 14K is already required to meet 58.3 percent under current FTC rules, so the real-world melt difference between 14K and 14KP is about 0.2 percentage points. A buyer who tries to pay less for 14K versus 14KP is pricing a story, not metal.
- 14K GF, GP, and HGE: these stamps are not solid gold. 14K GF (gold filled) is a thin bonded layer of 14K over a base-metal core, with a small percentage of gold by weight. 14K GP (gold plated) and 14K HGE (heavy gold electroplate) are microscopic deposits with essentially no bullion value. Most buyers will not quote any of these three as gold, and many will decline the piece outright.
White 14K and rose 14K are also still solid 14K; the color comes from the alloy mix (nickel or palladium for white, extra copper for rose), not from the gold content. Per-gram melt value is the same across colors at the same karat, though some refiners charge a small extra fee to separate nickel-based white alloys, which can trim a buyer’s offer by a few cents per gram. For a reference on confusing jewelry marks beyond 14K, the is your gold real walkthrough covers acid, magnet, and density tests you can run before you take the piece to a shop. For a side-by-side with other common karats, the gold price per karat table lists the live per-gram value at 10K, 14K, 18K, 22K, and 24K, and the broader gold price per gram hub compares every purity against pure gold. For the mechanics of the karat system itself, see our gold karat system explained. To estimate any piece before a buyer visit, use the gold value calculator.
Testing at home before you sell takes five minutes with household tools. A strong neodymium magnet will not stick to real gold at any karat, including 14K, because gold is not ferromagnetic; a stamp that sticks to a magnet is plated or gold filled. Reading the hallmark under a 10x loupe confirms the stamp is crisp and genuine, since worn or crude stamps are a counterfeit tell. For a rough density check, weigh the piece in grams, submerge it in water to measure displacement in milliliters, and divide: solid yellow 14K lands near 13.1 grams per milliliter, versus 11.4 for 10K, 15.5 for 18K, and about 8.9 for brass. These three tests catch the obvious fakes but will not distinguish 14K from 10K or 18K when all three are real gold. For that final confirmation, ask the buyer to run an acid or XRF test in front of you; a reputable shop will do it without charging you.
Not sure which buyer type fits your piece
If your 14K item is a single wedding band, engagement ring setting, or chain under 20 grams, a local jeweler is usually the fastest route to a solid cash offer near melt. For larger lots, mixed jewelry, or inherited collections where you want several written offers to compare before deciding, post one free request on /sell-gold/ and up to 15 verified US buyers respond in sealed form. Browse the marketplace to see how the sealed-offer process works. Either path is free, and you keep the piece until you accept.
Frequently asked questions about 14K gold prices
How much is 1 gram of 14K gold worth right now?
One gram of 14K gold is worth $78.45 as of October 19, 2026, calculated from a live spot price of $4,183.06 per troy ounce. That is the raw melt value; a real buyer pays below melt to cover refining and margin. See the payout table at the top of this page for current per-gram ranges by buyer type.
What is 14K gold worth per pennyweight?
At today’s spot price, one pennyweight (1.5552 grams) of 14K gold is worth $122.00. Many US jewelers quote scrap offers per pennyweight, so always confirm the unit before accepting a quote. To convert a per-pennyweight offer to per gram, divide the quote by 1.5552.
What is 14K gold worth per troy ounce?
One troy ounce (31.1035 grams) of 14K gold has a current melt value of $2,439.98. Troy ounce is the standard unit for spot gold, but very few 14K jewelry pieces weigh a full troy ounce; most sell by the gram or pennyweight.
Why is 14K gold worth less than 24K gold per gram?
Because 14K contains only 58.3% pure gold by weight. The remaining 41.7 percent is a base-metal alloy that gives the piece its hardness and lower cost but has no bullion value. Pure 24K gold is 99.9 percent gold, so one gram of 24K has roughly 1.7 times the raw gold content of one gram of 14K.
Do buyers actually pay the spot price for 14K gold?
No. Spot is the wholesale reference for pure gold on global exchanges. By the time your 14K piece reaches a buyer, it has to be weighed, tested, melted, and refined before it can be resold as fine gold. Typical US pawn-shop offers on 14K land between 20 and 55 percent of melt value per gram, and local jewelers between 40 and 70 percent, the same ranges as the table above. A quote near full spot on jewelry is a red flag, not a bargain.
Is 14K a good karat to sell for cash?
Yes. 14K is the most common karat in American jewelry, so every US pawn shop and jeweler is set up to weigh, test, and buy it. Per-gram payout is higher than 10K because the gold content is higher, and lower than 18K for the same reason. Weigh the piece, calculate the melt value from the number at the top of this page, and compare at least two written offers before accepting.
What is the difference between 14K and 14KP gold?
14KP means “plumb” and signals the piece is exactly 58.5 percent gold, with no negative tolerance. Standard 14K must meet 58.3 percent under current FTC rules at 16 CFR Part 23, so the real-world melt difference is roughly 0.2 percentage points. Both are solid 14K and buyers price them the same per gram in practice.
How can I tell if a piece stamped 14K is really solid gold?
Four quick checks catch most fakes: a magnet should not attract the piece, the hallmark should be crisp under a loupe (585, 14K, 14KT, or 583 on older pieces), the density should land near 13.1 grams per milliliter via water displacement for yellow 14K, and a reputable buyer will run a free acid or XRF test in front of you. Stamps like 14K GF (gold filled), 14K GP (gold plated), or 14K HGE (heavy gold electroplate) are not solid gold and have little bullion value.
Sources
- US Federal Trade Commission, 16 CFR Part 23, Guides for the Jewelry, Precious Metals, and Pewter Industries (karat marking rules, purity tolerances, and GF or GP disclosure requirements): ecfr.gov/current/title-16/chapter-I/subchapter-B/part-23
- London Bullion Market Association (LBMA), Good Delivery specifications for 999.9 fine gold (the wholesale reference for spot pricing used throughout this page): lbma.org.uk/good-delivery
- United States Mint, American Eagle Bullion Coin Program (22K and 24K coin specifications cited elsewhere in the price family): usmint.gov/coins/coin-medal-programs/american-eagle
- US National Institute of Standards and Technology, Handbook 44 (scale and balance tolerances used by state weights and measures inspectors to certify jewelers’ scales): nist.gov/pml/owm/publications/nist-handbook-44
- US Federal Trade Commission, Business Guidance on Buying and Selling Gold and Silver Bullion: ftc.gov/business-guidance/resources/investing-bullion-bullion-coins