What Is an Assay and How Refiners Work
Quick answer An assay is a lab test that measures how much gold is actually in your metal. Refiners use it to…
Read guide ›Selling Gold guides
Selling gold starts with one number: the melt value of what you own. Weight, purity and the current gold price set a floor, and every offer you receive can be judged against it. These guides walk through that math, the payout differences between jewelry buyers, coin dealers, refiners and mail-in services, and the tactics that quietly lower offers.
Start with the gold value calculator to get your floor in two minutes, then read how to get maximum value when selling gold and how to spot a lowball offer. When you are ready to sell, you can request offers from verified buyers, compare them privately, or find rated buyers near you in the jewelry buyers and gold dealers directories.
All Selling Gold guides (41)
Pawn vs Sell: Which Costs Less on a Gold Piece?
Quick answer Pawn wins on a short cash gap when you can absolutely repay within 30 days and want the item back;…
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Where to Sell Silver: Coins, Bars, Sterling and Junk Silver
Quick answer For most silver lots, start with a local coin dealer and collect two or three quotes before accepting any offer…
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Where to Sell Gold Coins: Every Channel Compared
Quick answer Payout depends on whether your coins have collector value or just metal value Bullion coins like the American Gold Eagle…
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Refiner vs. Dealer vs. Pawn Shop: Which Buyer Fits Your Gold?
Quick answer Match the buyer to the gold type, not the advertisement Refiners pay best on scrap, broken jewelry, and large mixed…
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How to Sell Sterling Silver Flatware: Melt Value, Pattern Value, and Getting Paid Fairly
Quick answer Most sterling flatware sells near melt value. Certain patterns command more. Sterling silver is 92.5% pure, so your set’s floor…
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Selling Gold in Washington State: What the 2026 Tax Change Means for You
⚖ Quick Answer Washington’s 2026 Bullion Tax Change: What You Need to Know Washington state repealed its 1985 precious metal bullion tax…
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Selling Gold in Virginia: Sales Tax Exemption, Dealer Permits, and Income Tax Rules
Quick answer Virginia exempts gold, silver, and platinum bullion from sales tax, but sellers owe income tax on any profit As of…
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Selling Gold in Texas: No Sales Tax, No Income Tax, and What Still Applies
✓ Quick answer Texas charges no sales tax on precious metals and has no state income tax on profits Texas Tax Code…
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Selling Gold in Pennsylvania: Taxes, Exemptions and Dealer Rules
Quick answer Pennsylvania taxes gold gains at a flat 3.07% and imposes dealer-side record-keeping rules under the Precious Metals Act Pennsylvania applies…
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Selling Gold in Ohio: Dealer Licensing, Sales Tax Exemption, and Tax Rules
Quick answer Ohio exempts investment bullion and legal tender coins from sales tax since 2021, but your profit from selling is still…
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Selling Gold in North Carolina: Tax Rules, Permits & Where to Get Offers
Quick answer North Carolina has not charged sales tax on investment gold bullion since 2017. Any profit you make selling gold is…
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Selling Gold in New York: the $1,000 Tax Exemption, Dealer Rules, and What Sellers Need to Know
Quick answer New York exempts bullion transactions above $1,000 from sales tax, but only when pricing stays within tight markup limits above…
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Selling Gold in New Jersey: The 2025 Exemption and What Changed
Quick answer New Jersey now exempts investment bullion from sales tax. Profits from selling still owe state income tax. Since January 1,…
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Selling Gold in Michigan: The 90% Purity Rule, Dealer Act, and Taxes
Quick answer Michigan exempts 90%-purity investment bullion from sales tax; profits are taxed at Michigan’s flat income rate Michigan’s 6% sales tax…
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Selling Gold in Massachusetts: Tax Rules and the $1,000 Threshold
Quick answer Massachusetts exempts gold sales of $1,000 or more from sales tax, but taxes your collectibles gain at 8.5%, well above…
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Selling Gold in Illinois: Sales Tax Rules, Income Tax, and Dealer Regulations
✓ Quick Answer Illinois exempts investment bullion and qualifying coins from sales tax, then taxes your gains at a flat 4.95% Under…
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Selling Gold in Georgia: Sales Tax, Income Tax, and Dealer Registration
Quick answer Georgia exempts gold and silver bullion and coins from sales tax with no dollar minimum. Georgia Code § 48-8-3 fully…
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Selling Gold in Florida: Dealer Laws, Taxes and 2026 Rules
Quick answer Florida gold sellers pay federal capital gains only – no state income tax, and gold and silver coins are now…
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Selling Gold in California: Taxes, Dealer Rules, and How to Get the Best Price
Quick answer Selling gold in California triggers ordinary income tax on your profit and a dealer hold period before you receive payment.…
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Selling Gold in Arizona: Tax Rules, the Coin Subtraction, and Dealer Laws
Quick answer Arizona sellers pay no transaction privilege tax on bullion, and qualifying legal-tender coin gains may be subtracted from Arizona taxable…
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How to Sell an Inherited Coin Collection Without Leaving Money on the Table
Quick answer Inventory first, clean nothing, and separate bullion from numismatics before you call a single dealer. The single most expensive mistake…
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Selling an Engagement Ring: Honest Values, Real Venues, and How to Avoid Regret
Quick answer Resale value equals diamond market price plus metal melt value, both well below what you paid at retail Retail jewelry…
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Is It Legal to Melt US Coins? Pennies, Nickels, Silver, and Gold Answered
Quick answer Melting pennies and nickels is a federal crime. Pre-1965 silver coins and gold coins are legal to melt. A 2006…
Read guide ›Other topics
Buying Bullion 48 guides Buying Guides 196 guides Coins and Collecting 42 guides Comparisons 112 guides Compliance & Scams 74 guides Eligibility 152 guides Fees & Costs 80 guides Jewelry and Watches 16 guides Laws and Taxes 31 guides Pawn and Loans 16 guides Prices and Data 27 guides Rollover & Tax 173 guides Silver, Platinum and Palladium 36 guides